Mar 4, 2013
Community & Card Design
Community members made quite a few requests for new plastics options; ...
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An 8% variable APR1 and No Balance Transfer Fee
We've made the card simple and the terms easy to understand. There is one 8% variable APR for balance transfers and purchases. And, that's not just an introductory rate.
We want you for the long term and think you deserve clear-cut pricing and transparent communication. So, our APR is simple - the current Prime Rate plus 4.75%1. And that's the way it will stay.
We're taking the same simple approach with the rest of the card features. There are no balance transfer or annual fees1. We've minimized other fees as well; it's only $1 per cash advance transaction and 1% on foreign transactions. And in fact, our maximum late fee is $25. We could charge up to $35, but don't.
Barclaycard Ring starts with a credit card that offers simple long-term financial value. The next step is participating in the community so we can get better- together. We'll be sharing our financial stats each month so you can see how the card performs and offering a community where you and other cardmembers can have a say in how the card works.
1 The APR will vary with market based on the Prime Rate. Offer subject to credit approval. For information about rates, fees and other costs, please see the Terms & Conditions.
Decide how the card works together
You and fellow community members can propose ideas and vote for ways to make the card meet your needs. Barclaycard will show you how your ideas might impact the card's financial performance.
Get recognition for doing the right thing
Making smart choices, like paying on-time or going paperless, have an impact on the bottom line. We want to share some of the financial success with you through our Giveback™ program.
Take a look at our books
We'll share financial stats monthly. In simple language, we'll explain how the program is performing. We'll make it easy for you to see where you can have an impact on the margins.
What we've done so far
Feb 4, 2013
Rewards Program Discussed
The community members loved the idea of adding a rewards component to ...
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Jan 28, 2013
New Community Video
Barclaycard Ring has created a new “How To” video that provides a grea...
Jan 14, 2013
1st blog written with community member input
“In Case of Emergencies” blog post was written with input from three community members, O6, Sandy and Tyler.
Dec 21, 2012
New Barclaycard Ring iPad App
Giving cardmembers the power and convenience to manage their Barclayca...
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Dec 12, 2012
$10,000 Donation Ronald McDonald House of Delaware
To kick off this year’s season of giving, the nation’s first social cr...
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Nov 30, 2012
Take $5,000 Sweepstakes Winner!
Lauralyn W. was our sweepstakes winner! Congrats! Read about her experience in our blog post!
Oct 24, 2012
Forrester Groundswell Award
Barclaycard Ring won the Forrester Groundswell “Embracing: Fueling Inn...
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Oct 15, 2012
1st Giveback allocation
The first Giveback™ shares post on the community site.
Sep 15, 2012
1st Community Decision
Barclaycard Ring community members decide on a new Late Fee policy and 1st Charity Partner.
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